DON'T MISS A NEW LISTING AGAIN!

Register Now
Already registered? Login

FREE AUTOMATED EMAIL UPDATES
Sign in to take advantage of all this site has to offer. Save your favorite listings and searches – also receive email updates when listings you like come on the market for free!
*Contact Information is NOT Shared*

Quick Search


view all


Any

Any

No Min.

No Max.

Sharon Byrne

Sharon Byrne
Howard Hanna RE Services
Saratoga Springs, NY 12866

518-527-4914
Contact Me

Contact Me

Thanks for visiting my website.  If I can assist you buying or selling a home in Saratoga Springs, Wilton, Malta, Ballston Spa, Clifton Park, Latham, Loudonville, Niskayuna, or anywhere else in Saratoga County, Albany County, Schenectady County, or Rensselaer County, please use the form below to contact us.  Website visitors typically receive a reply in 1-6 hours.  For faster service, please call Sharon at 518-527-4914.





* fields are required
Back to Table of Contents

Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money.

It is still true that the better qualifications you have, the lower your interest rate will be. However, there are mortgages available for almost everyone; it's the interest rates or the down payments that vary.

Before speaking with a lender, know what monthly dollar amount you feel comfortable committing to. Then when you discuss mortgage pre-approval with your lender, it is easier for you to determine the monthly amount and what value of home the monthly amount translates into. Do not put yourself in the position where you will be paying more each month than you intended simply because the dream home requires it.

Do your research on the types of mortgages available to you and find the one that best suits your needs. There are a number of considerations to be made in terms of finding the best mortgage for each individual:

  • What type of market are you in? Are the interest rates falling or rising?
  • Do you want a fixed mortgage rate, where you will always know what your payment is going to be?
  • What are your long-term goals? Do you intend to resell the property? Do you only need the mortgage for a short time?
Back to Table of Contents



Sharon Byrne | 518-527-4914 | Contact Me
505 Broadway - Saratoga Springs, NY 12866
Copyright © , All Rights Reserved

  

Real Estate Websites by iHOUSEweb iconiHOUSEweb | Admin Menu