Saratoga Springs, Clifton Park and Ballston Spa real estate and homes for sale in New York - Sharon Byrne, REALTOR® Sharon Byrne REALTOR(r) for Saratoga Springs, Clifton Park and Ballston Spa, New York real estate - NUMBER1EXPERT™ Sharon Byrne NUMBER1EXPERT(tm) for Saratoga Springs, Clifton Park and Ballston Spa, New York real estate

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Sharon Byrne, REALTOR®, real estate agent and broker for Saratoga Springs, Clifton Park and Ballston Spa New York home listings, property and land for sale - NUMBER1EXPERT(tm)
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My Special Offers: Saratoga Springs, Clifton Park and Ballston Spa New York home buying, real estate listings, and homes for sale in Albany County, NY
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Buyers Want Your Home for as Little as Possible.

Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.

Let me do a quick "Comparative Market Analysis" for you, for free, and with no obligation. Also known as a CMA, this analysis compares your home to others that are currently on the market and to those that have recently sold.

As a top REALTOR®, I determine the value of homes daily. Using the information you provide below, I can perform a quick market analysis, and give you a free estimate of what your home is worth in today's market.

Remember, market conditions can be different, even one neighborhood to the next. I know how to take all these factors into account when determining the true market value of your home.

This service is completely free and without obligation. There are absolutely no strings attached. Why? I want the chance to show you my expertise as a top real estate agent.

Please provide me with some basic information on your home. I'll get back to you quickly... 

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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What was the first territorial acquisition made by the U.S. Government?

A 
The Louisiana Purchase from France in 1803 for $15,000,000 increased U.S. national territory by 140%.
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Sharon Byrne, REALTOR®, real estate agent and broker for Saratoga Springs, Clifton Park and Ballston Spa New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Sharon Byrne
Realty USA / Belmonte Builders

1547 Route 9
Clifton Park, NY. 12065
Cell: 518-527-4914
Home: 518-584-7668
Fax: 518-584-1307
Email: sbyrne@realtyusa.com
email: sharonbyrne@number1expert.com

As one of America's NUMBER1EXPERTS™ in the Saratoga Springs, Clifton Park, Ballston Spa, Ballston Lake, Malta, Halfmoon and Wilton area Sharon looks forward to establishing a long-lasting professional relationship with each and every one of her clients. Call or e-mail Sharon and she will help you achieve your Real Estate goals.

Equal HousingMLSREALTOR


Realty USA real estate and homes for sale in Saratoga Springs, Clifton Park and Ballston Spa New York

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