|
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 518-527-4914.
|

Find Out About the Latest Homes for Sale First! I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
|
Compare three mortgages at one time.
Download TripleCalc now. It's free.
|
|
|
 |
 |
Special Offers: Special offers for Saratoga Springs, Clifton Park and Ballston Spa homeowners
from Sharon Byrne, top Realtor |
 |
Affiliates: Sharon Byrne's real estate web site
affiliates |
 |
eNewsletter: Sharon Byrne's Saratoga Springs, Clifton Park and Ballston Spa newsletter email will
send you the latest real estate information |
 |
Today's Real Estate News: Daily real estate news for this neighborhood, New York, and
United States |
 |
Market Conditions Report: Market conditions report for this area, New York, and
United States |
 |
Mortgage Calculator: Quickly calculate how much your monthly and total payments will be with this calculator provided by Homes.com. |
 |
TripleCalc: FREE Software
Download: TripleCalc lets you compare three loans at one time for your property
or other New York real estate |
 |
Top National Real Estate Web Sites: Real Estate Web Sites
that include some unique sources of realty information, listings, and
more |
 |
Ask Anything: Ask Sharon Byrne
anything real estate |
 |
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale |
 |
Real Estate Tips: Sharon Byrne's realty
library of real estate tips and advice on everything from preparing your home
for sale to negotiating with home buyers to escrow, closing costs, property
inspections, and mortgage brokers |
 |
Real Estate Trivia: Sharon Byrne's collection of real estate trivia questions
and answers that include real estate topics such as the most expensive home,
largest swimming pool, and more |
 |
Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
Saratoga Springs, Clifton Park and Ballston Spa property in New York, including legal terms
definitions, and more |

Please Sign Up For The Latest Listings and the Latest Real Estate News
Self Employed >No Problem
There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.
If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more
loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.
|
| Q |
Who is the world's largest landowner?
|
| A |
The United States government, with holdings of 728.8 million acres of land.
|
See More Real Estate Trivia > |
|
|
|
|